There are several money-lending institutions nowadays but it’s quite hard to choose which service would be suitable for our needs. Interest rates vary, depending on the firm and to the borrower’s capacity to pay. This has been the reason why credit cards suddenly became the preferred payment method among a few consumers purchasing online or even at malls. It may not be a bad practice but if not paid right away and not planned carefully, credit cards can cause financial problems. In order to settle debts, there are fast cash payday loans that can provide alternative funds for such cases.